KFS Mortgage Co.

Suite 12

406 Main St

Metuchen, NJ 08840

(732) 548-8899

Mortgage Banker NMLS # 266909- Licensed by the NJ Department of Banking & Insurance  

Updated on Nov. 17, 2017

 

 Current Page:  Interest Only Rates

***Office close from 11/20/2017 to 11/24/2017***

***Office reopen on 11/27/2017***

Click for View:  Fixed Mortgage Rates -- Regular ARM Rates

Rates subject to change without notice.

*APR only for reference and not for mortgage payment*

Interest Only Rate
Less
Than
100,000
100,000
-
149,999
150,000
-
249,999
250,000
-
299,999

300,000

-

424,100

424,101 - 636,150

636,151 -

Jumbo

APR

(Non-Jumbo)

APR

(Jumbo)

3/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
CFI  CFI CFI CFI CFI CFI CFI    
45 days lock
 CFI  CFI  CFI  CFI  CFI CFI  CFI    
No Cost (Refinance)
10 days lock
 CFI CFI  CFI  CFI  CFI CFI CFI   
45 days lock
 CFI CFI  CFI  CFI  CFI CFI CFI   
No Cost (Purchase)
10 days lock
 N/A N/A N/A N/AN/A N/A N/A   
45 days lock
 N/AN/A  N/AN/A  N/A N/AN/A   
5/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
CFI CFI CFI  CFI CFI CFI CFI    
45 days lock
CFI CFI  CFI  CFI  CFI CFI CFI    
No Cost (Refinance)
10 days lock
 CFI CFI  CFI CFI CFI CFI  CFI   
45 days lock
CFICFI CFI CFI CFI CFI CFI   
No Cost (Purchase)
10 days lock
N/A N/A  N/A N/AN/A N/A  N/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
7/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
CFI CFI CFI CFI CFI CFI CFI     
45 days lock
CFI CFI CFI CFI CFI CFICFI    
No Cost (Refinance)
10 days lock
CFI CFI  CFI  CFI CFI CFI  CFI  
45 days lock
CFICFI CFI CFI CFI CFICFI  
No Cost (Purchase)
10 days lock
N/A  N/A N/AN/A N/AN/A N/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
10/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
 CFI  CFI CFI  CFI CFI CFI CFI     
45 days lock
CFI CFI CFI CFI CFI CFICFI    
No Cost (Refinance)
10 days lock
CFICFI   CFI  CFI  CFI CFI CFI   
45 days lock
CFICFI CFI CFI CFI CFICFI  
No Cost (Purchase)
10 days lock
N/A  N/AN/A N/A N/A N/A N/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

30 YRS

FIXED

INTEREST

ONLY
0 Point

With Cost

(refi / pur)

10 days lock
CFI CFI CFI CFI CFI N/A N/A    
45 days lock
CFI CFI CFI CFI CFI N/A N/A    
No Cost (Refinance) 10 days lock N/A N/A N/A CFI CFI N/A N/A    
45 days lock
N/A N/A N/A CFI CFI N/A N/A    
No Cost (Purchase)
10 days lock
N/A N/A N/A N/A N/A N/A N/A    
45 days lock
N/A N/A N/A N/A N/A N/A N/A    

OFFICE HOURS : Monday thru Friday from 10:00AM to 6:30PM ;

                                Weekend by appointment

FAX # 732-548-8887 E-mail: email

required loan amount between $250,000 and $2 million

This is 30 year terms with first 10 year interest only and next 20 years with principle and interest

minimum credit score 720

max. 2 borrowers

max. DTI 42%


CLICK the following buttons in order to download and printout Lock-In Form or Application Form


Forms are in Adobe Acrobat (.pdf) format