Interest Only ARM

KFS Mortgage Co.

Suite 12

406 Main St

Metuchen, NJ 08840

(732) 548-8899

Mortgage Banker NMLS # 266909- Licensed by the NJ Department of Banking & Insurance

Updated on Sept 18, 2017

Current Page: Interest Only Rates

Click for View: Fixed Mortgage Rates -- Regular ARM Rates

Rates subject to change without notice.

*APR only for reference and not for mortgage payment*

Interest Only Rate			Less Than 100,000	100,000 - 149,999	150,000 - 249,999	250,000 - 299,999	300,000 - 424,100	424,101 - 636,150	636,151 - Jumbo	APR (Non-Jumbo)	APR (Jumbo)
3/1 ARM INTEREST ONLY 0 Point	With Cost (refi / pur)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	With Cost (refi / pur)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Purchase)	10 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	No Cost (Purchase)	45 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
5/1 ARM INTEREST ONLY 0 Point	With Cost (refi / pur)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	With Cost (refi / pur)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Purchase)	10 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	No Cost (Purchase)	45 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
7/1 ARM INTEREST ONLY 0 Point	With Cost (refi / pur)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	With Cost (refi / pur)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Purchase)	10 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	No Cost (Purchase)	45 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
10/1 ARM INTEREST ONLY 0 Point	With Cost (refi / pur)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	With Cost (refi / pur)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	10 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Refinance)	45 days lock	CFI	CFI	CFI	CFI	CFI	CFI	CFI
	No Cost (Purchase)	10 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	No Cost (Purchase)	45 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
30 YRS FIXED INTEREST ONLY 0 Point	With Cost (refi / pur)	10 days lock	CFI	CFI	CFI	CFI	CFI	N/A	N/A
	With Cost (refi / pur)	45 days lock	CFI	CFI	CFI	CFI	CFI	N/A	N/A
	No Cost (Refinance)	10 days lock	N/A	N/A	N/A	CFI	CFI	N/A	N/A
	No Cost (Refinance)	45 days lock	N/A	N/A	N/A	CFI	CFI	N/A	N/A
	No Cost (Purchase)	10 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A
	No Cost (Purchase)	45 days lock	N/A	N/A	N/A	N/A	N/A	N/A	N/A

OFFICE HOURS : Monday thru Friday from 10:00AM to 6:30PM ;

Weekend by appointment

FAX # 732-548-8887 E-mail: email

required loan amount between $250,000 and $2 million

This is 30 year terms with first 10 year interest only and next 20 years with principle and interest

minimum credit score 720

max. 2 borrowers

max. DTI 42%

CLICK the following buttons in order to download and printout Lock-In Form or Application Form

Forms are in Adobe Acrobat (.pdf) format